The good? The market for this class of digital currency is valued at around $1.3 trillion today. More businesses — from Home Depot to Microsoft to the Dallas Mavericks—are willing to except some form of cryptocurrency as payment for their goods and services. And investors, including hedge funds, have been enjoying some serious ROI on their risky bet that cryptocurrencies would skyrocket in value. There are also signs the first Bitcoin Exchange Traded Fund (ETF) may emerge sometime this year.

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